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Are you ready for:
More and better education?
Job skills and training?
Steady employment?
Income adequate to support your family?


If you answer “YES” to any of these questions, you are a candidate for the Family Self-Sufficiency Program.


What is Family Self-Sufficiency?
Why is Family Self-Sufficiency Important?
PHA and Family Obligations
What Happens If the Family falls short reaching their goals?
What is the Escrow Account?


What is Family Self-Sufficiency? Up Down
Family Self-Sufficiency (FSS) is part of the HUD Home Ownership Opportunity for People Everywhere (HOPE). Initiative enacted in the National Affordable Housing Act of 1990. It builds on the experience of two prior HUD initiatives, the project Self-Sufficiency demonstration and Operation Bootstrap.

FSS helps residents of public and assisted housing achieve economic independence. Use of housing as a stabilizing force permits the families to invest their energy in other efforts - including employment, education, and job training - that are necessary to achieve self-sufficiency.

FSS provides referral services to agencies for the following:

  • remedial education
  • education for completion of high school
  • job training, preparation, and placement
  • counseling for substance and alcohol abuse
  • training in homemaking, parenting skills, financial management, and household management
  • other services necessary to help participating families become self-sufficient.


  • Why is Family Self-Sufficiency Important? Up Down
    FSS represents a bold approach to helping families leave the welfare system or low paying jobs and achieve economic self-sufficiency. Residents of public and assisted housings will be given an opportunity to help climb out of poverty and create a life of dignity and independence.

    The overriding theme of FSS is too empower people to take control of their lives by becoming independent, productive members of their communities. Family Self-Sufficiency does not simply attack the symptoms of poverty; it tackles dependency on all fronts and replaces powerlessness with the opportunity for a better future.


    PHA and Family Obligations Up Down
    Each participating families will find a contract of Participation that spells out services to be provided to the family and the obligations the family agrees to undertake. Each family’s Action Plan will be individually designed to meet its particular need for services, training, counseling, and other assistance. The head of the family must agree to seek and retain employment.

    The contract is for 5 years, but may be extended for 2 years for good cause. It may be modified as family circumstances change, if the changes are mutually agreeable to the family and the Housing Authority.


    What Happens If the Family falls short reaching their goals? Up Down
    > You have nothing to loose if you do not meet your goals. The only thing you loose is the opportunity to become self-sufficient. You will not loose your housing assistance if you fail to accomplish your goals. If you have accumulated any escrow during your participation in the FSS program, the funds will be transferred back to the housing program.


    What is the Escrow Account? Up Down
    > The escrow account offers a family the opportunity to save for the future. During the term of the Contract of Participation the Housing Authority will establish an interest-bearing escrow account, depending on the income level of the family. The family will be awarded the escrow funds when the family has completed the FSS Contract of Participation.